What does BAPCPA Man dress up for on Halloween? Read below and find out. Note: This cartoon is posted on the NYBankruptcyNet site with the express permission of the creators of BAPCPA Man. Click here to see a larger version of BAPCPA Man #13: Halloween & Bankruptcy. If the prospect of filing for bankruptcy in …
The goal of a bankruptcy case is to get the discharge. This is true whether your bankruptcy is in Brooklyn, Queens, Manhattan, Long Island or anywhere else in New York or the rest of the U.S. And it’s the same whether it’s a Chapter 7, Chapter 11 or Chapter 13 bankruptcy. The discharge is what …
Are any debts non-dischargeable in a bankruptcy case in New York? Read More »
BAPCPA Man makes good use of the 2005 bankruptcy law. Note: This cartoon is posted with permission from the creators of BAPCPA Man. Click here to see a larger version of the image. Read more: Bankruptcy Lawyer Brooklyn NY
Q: Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in New York? A: NO. DO NOT RUN UP BIG CREDIT CARD BILLS BEFORE YOU FILE FOR BANKRUPTCY IN NEW YORK. If the bankruptcy judge believes …
Should I max out my credit cards before I file for bankruptcy? Read More »
We hear a lot of terms that refer to players in the money lending industry. Banks, mortgage lenders, credit card companies, subprime lenders, mortgage brokers, etc. One distinction we don’t hear a lot about, though, is the one between banks and non-bank lenders. The difference is that banks are subject to much more regulation and …
Non-bank lenders and the Consumer Financial Protection Agency Read More »
ABC News reports that Annie Leibovitz reached an agreement with her creditors that, at least for now, staves off the need for a bankruptcy filing. What if Annie Leibovitz had filed for bankruptcy in New York? Would she have to go through mandatory credit counseling (cost: $50) as required by the 2005 Bankruptcy Abuse Prevention …
Annie Leibovitz avoids mandatory credit counseling in New York Read More »
Here’s a good cartoon from BAPCPA Man the drives home the point of the automatic stay and how it helps you deal with debt collectors. Note: This cartoon is posted with permission from the creators of BAPCPA Man. Read more: Bankruptcy Automatic Stay Click here to see a larger version of the image.
Yes, you can rebuild your credit within a few years if you’re careful about your finances and pay your bills on time after you’re done with your bankruptcy case. A lot of people worry about their credit history when they consider filing for bankruptcy in New York. It’s a legitimate concern and a healthy impulse …
Can I rebuild my credit after bankruptcy in New York? Read More »
Recently in the news, New York Attorney General Andrew Cuomo filed a lawsuit to shut down a New York-based debt collection agency that has been blatantly harrassing people. If you live in New York and are being called by debt collection agencies at all hours of day and night or at work, or if you …
Dealing with debt collector harassment in New York Read More »
Since setting up a Twitter account (http://twitter.com/nybankruptcynet), I’ve acquired a number of followers who are both nice and interesting. However, there are two categories of Twitter followers who are more persistent than others and who I block every time: Representatives of the oldest profession, and Debt settlement and debt management companies (I apologize for having …
Debt management and debt settlement companies invade Twitter-sphere! Read More »
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