Most New Yorkers’ interactions with a debt collector involve incessant calling, perhaps yelling and verbal abuse and in some cases threats and outright lying (which, for the record, is illegal). Today, however, NPR’s affiliate WNYC has a story where they actually talk to a young gentleman who works for a third-party debt collection company and …
I’m in no way advocating comedian Tim Clue’s tongue-in-cheek approach to credit cards and debt collectors. But it is nice to see a humorous take on the subject and an acknowledgment that this is an issue that people deal with every day. [youtube=http://www.youtube.com/watch?v=I5bbvMR8Ee4&feature=player_embedded] If you’re facing problems with credit card debt and bill collectors, please …
Sign of the times: Stand-up comedy on credit card debt and debt collectors Read More »
Just in case you thought things weren’t bad enough, the credit card companies are stepping up to make sure you know that things can get worse according to a recent article in the Denver Post. As holiday season approaches, credit card companies have been raising rates (sometimes double or event triple the previous rate), increasing …
Credit card companies increase rates as holiday season approaches Read More »
A song contest might not be the first thing that comes to mind when you think of bankruptcy. But apparently, it is for the folks at the Bankruptcy Bill cartoon site. So if you have any thoughts or feelings about the topic of bankruptcy, whether from personal experience or otherwise, here’s a wonderful opportunity to …
What does BAPCPA Man dress up for on Halloween? Read below and find out. Note: This cartoon is posted on the NYBankruptcyNet site with the express permission of the creators of BAPCPA Man. Click here to see a larger version of BAPCPA Man #13: Halloween & Bankruptcy. If the prospect of filing for bankruptcy in …
The goal of a bankruptcy case is to get the discharge. This is true whether your bankruptcy is in Brooklyn, Queens, Manhattan, Long Island or anywhere else in New York or the rest of the U.S. And it’s the same whether it’s a Chapter 7, Chapter 11 or Chapter 13 bankruptcy. The discharge is what …
Are any debts non-dischargeable in a bankruptcy case in New York? Read More »
BAPCPA Man makes good use of the 2005 bankruptcy law. Note: This cartoon is posted with permission from the creators of BAPCPA Man. Click here to see a larger version of the image. Read more: Bankruptcy Lawyer Brooklyn NY
Q: Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in New York? A: NO. DO NOT RUN UP BIG CREDIT CARD BILLS BEFORE YOU FILE FOR BANKRUPTCY IN NEW YORK. If the bankruptcy judge believes …
Should I max out my credit cards before I file for bankruptcy? Read More »
We hear a lot of terms that refer to players in the money lending industry. Banks, mortgage lenders, credit card companies, subprime lenders, mortgage brokers, etc. One distinction we don’t hear a lot about, though, is the one between banks and non-bank lenders. The difference is that banks are subject to much more regulation and …
Non-bank lenders and the Consumer Financial Protection Agency Read More »
ABC News reports that Annie Leibovitz reached an agreement with her creditors that, at least for now, staves off the need for a bankruptcy filing. What if Annie Leibovitz had filed for bankruptcy in New York? Would she have to go through mandatory credit counseling (cost: $50) as required by the 2005 Bankruptcy Abuse Prevention …
Annie Leibovitz avoids mandatory credit counseling in New York Read More »
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