WNYC talks with a debt collector

January 29, 2010
>> Bankruptcy, Credit cards, Creditors, Debt, Scams

Most New Yorkers’ interactions with a debt collector involve incessant calling, perhaps yelling and verbal abuse and in some cases threats and outright lying (which, for the record, is illegal).

Today, however, NPR’s affiliate WNYC has a story where they actually talk to a young gentleman who works for a third-party debt collection company and gets his take on things. I have to say by all accounts the guy sounds genuinely decent and caring. He talks about how hearing people’s stories of debt and problems is very emotionally wearing. He even says at one point that in some cases he feels so bad he just hangs up and doesn’t even try to collect the debt.

Click the following link to listen to the story: http://www.npr.org/templates/story/story.php?storyId=122829405&utm_source=twitterfeed&utm_medium=twitter

That’s all well and good. But if my experience and the experience of my clients is any indication, this guy is by far the exception to the debt collection business. And regardless of how human the story might make him, it still does not justify the yelling, lying and other nasty approaches taken by third-party debt collectors to shake money out of people.

If you’re having problems with harassment by debt collectors, and you need good sound New York debt and bankruptcy advice, please contact me for a free initial consultation and I’ll share the benefit of my 30 years of New York bankruptcy experience to help you navigate the process and get the full benefit of the bankruptcy laws.

Contact Bruce Weiner, Esq.

EMAIL Bruce Weiner
Phone
(718) 855-6840 (Local)
(866) 402-8476 (Toll Free)
Fax (718) 625-1966

Go to fair debt collection practices act to learn more about Rosenberg Musso & Weiner LLP and/or to set up a free consultation.

Bankruptcy, Bill collectors, Brooklyn Bankruptcy, Chapter 7, Credit card debt, Debt collectors, Eastern District of New York, New York Bankruptcy, New York Bankruptcy Lawyer, Scams

Rosenberg, Musso & Weiner, L.L.P
26 Court St # 2211
Brooklyn, NY 11242, USA
718-855-6840
http://nybankruptcy.net/

Recent Posts

Beware Grace Periods, Debtors

February 7, 2022

Too often, debtors see grace periods offered by lenders as free benefits. “Grace” makes it sound so innocent. However, debtors who routinely rely on grace periods when making payments will find themselves facing financial difficulties that might lead to bankruptcy. The reason is that although creditors offer grace periods to debtors, they also use them

Bankruptcy May Not Rescue You From Vicious Personal Disputes

January 21, 2022

Bankruptcy is a technical process that assumes everyone working within it is mostly rational. To the extent that it expects parties to deviate from irrational behavior, the Bankruptcy Code and its accompanying rules include incentives to keep parties in line. Creditors are usually large and impersonal, and they rarely care if their debtors file bankruptcy.

Non-Lawyers’ Explanations of Bankruptcy May Be Wrong

January 10, 2022

Do you have financial problems? Do you tend to ask your friends for advice? Is one of your friends an experienced New York bankruptcy lawyer who will explain the process for you? Are your friends otherwise knowledgeable people? The answer to these questions may be, “Yes but you don’t know it.” Although many bankruptcy lawyers

6 Steps to Take Before Filing Bankruptcy

January 3, 2022

Leaving your case to an experienced New York bankruptcy lawyer is not the only step on the to-do list before filing bankruptcy. There are many things debtors should do (and not do) before they file, and the more organized and mindful debtors are, the easier the process will be and the more effective the result.

Social Security Number Not Necessary for Bankruptcy

December 2, 2021

A question that’s commonly asked about New York bankruptcy is whether a debtor needs a Social Security number to file. Debtors ask because they sometimes run across the bankruptcy form title, “Your Statement About Your Social Security Numbers” (B 121), which asks debtors to list their current and prior Social Security numbers. The new bankruptcy

How Can a Debtor (or Creditor) Get a New Trustee?

November 19, 2021

The trustee in a New York bankruptcy case is usually not the debtor’s ally. His or her purpose is mainly to administer the bankruptcy estate or ensure the debtor’s repayment plan goes according to plan. Trustees pursue preference payments, fraudulent conveyances, and other malfeasance committed by debtors. They frequently initiate adversary proceedings against debtors. In

Free Consultation

(718) 855-6840

The office is open as per the NYS Covid-19 guidelines. We are now doing both in-person and telephone consultations. Please call the office at 718-855-6840 to schedule a time to speak with one of our experienced bankruptcy attorneys.