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Chapter 7

Bankruptcy filings to decrease in 2011? What does it mean for you?

For all New Yorkers thinking of filing for bankruptcy in 2011 (and those who aren’t as well), a recent post on CreditSlips.org (“Projected Filings for 2011“) makes fun of the impossibly specific projected number of filings for the year (1,457,787.3) and then goes on to explain the significance of the number:  namely that it seems …

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3 common questions about bankruptcy in New York

If you’ve never had to think about bankruptcy in New York before, then you likely have many questions.  Fortunately, an experienced New York bankruptcy attorney can answer many of those for you via a free initial consultation. That said, here are 3 common questions about bankruptcy (including answers) that may be helpful to you. 1.  …

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5 tips for improving your post-bankruptcy credit score in New York

A real concern for many who file for bankruptcy in New York is whether they can rebuild their credit score following the end of their bankruptcy case. Fortunately, there are effective ways to do this.  And there’s no magic to them.  They’re simply common sense.  Here are 5 good ways to improve your post-bankruptcy credit …

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Motion to dismiss bankruptcy and bankruptcy denial in New York

When does a motion to dismiss bankruptcy occur?  And when does a bankruptcy denial of discharge occur in New York? Most consumer bankruptcy cases in New York do not involve a motion to dismiss the bankruptcy case.  And most consumer bankruptcy cases in New York do not involve a bankruptcy denial of discharge either. That …

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Can creditors call you at work in New York? How to stop creditors from calling you

Can creditors call you at work in New York? Under the fair debt collection law (known as the Fair Debt Collection Practices Act), the answer is YES–UNLESS you tell them that you cannot take calls at work. And you can communicate this to a debt collector either orally or in written form.  It is important …

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Bankruptcy 7: Who can’t file for Chapter 7 bankruptcy in New York?

Brooklyn bankruptcy lawyers can help you file for bankruptcy in New York.  But not everyone is eligible for Chapter 7  under the 2005 bankruptcy laws.  An experienced New York Chapter 7 bankruptcy attorney is therefore extremely important in helping you figure out if you are eligible for Chapter 7. Who can’t file for Chapter 7? …

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How do I declare bankruptcy in New York? And can I file bankruptcy without my spouse?

“How do I declare bankruptcy?” It’s of course not as simple as that scene in The Office where Steve Carell’s character stands in front of his colleagues and literally “declares” bankruptcy out loud for all to hear.  (Ask any other Brooklyn, NY bankruptcy attorney and they’ll confirm this for you as well.) The first step …

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The Consequences of Filing Bankruptcy in NY

Filing bankruptcy in NY is something many New Yorkers have considered and many will continue to consider–especially given the state of the economy. Today our Brooklyn bankruptcy lawyer discusses:  What are the consequences of filing bankruptcy in New York City? The Good: 1.  Filing bankruptcy in NY stops calls from creditors and collection agencies immediately.  …

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