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Legislation

Big drop in Brooklyn housing prices

“FREE-FALLING:  Borough housing prices plummet,” screamed the lead article in the July 10th edition of The Brooklyn Paper. While it may not be quite as dramatic as the headline indicates in the “Brownstone Belt” (as the article refers to Brooklyn), it’s impossible to deny that the housing crisis is also affecting what has been thought …

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Foreclosure mediation and other new ways to encourage loan modification

As New Yorkers and the rest of America brace for more foreclosures, the loan modification option has not helped as much as hoped.  As a result, a number of states have been implementing foreclosure mediation programs and other alternative dispute resolution options aimed at nudging more mortgage banks to the negotiating table. The Center for …

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New credit card laws and what they mean for you

The rules for credit cards will soon change.  The Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 (such a clever acronym) is set and ready to go into effect in 2010. How will this affect you?  Well, according to an article in today’s Washington Post, the main things are that it will: Lead …

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