Let’s say someone owes you money. You know they’re having financial difficulties, so you go to them and try to get them to pay it back to you before they file for bankruptcy. You have a good relationship with them and they’re kind enough to make sure you get paid back. Three weeks later, the …
What is a preference payment? And why should you care? Read More »
In the Irony Department, today a debt settlement company called Debt Relief USA filed for bankruptcy, according to an article in the Dallas Morning Herald. And the further irony is that many of the debtors who turned to Debt Relief USA for help are now creditors, while Debt Relief USA is the debtor! This, of …
A recent Washington Post article on credit scores (“Credit Score Shell Game“) is very illuminating. It’s one more example of how the world of credit cards is getting less warm and fuzzy and how struggling Americans can get scammed in the process. The gist of it is that: Credit scores are becoming more important as …
Understanding your credit score in the new economy Read More »
I wanted to share that I’ll be teaching a continuing legal education course on June 23, 2009 entitled “Introduction to Consumer Bankruptcy” sponsored by the Brooklyn Bar Association Volunteer Lawyers Project. The course is for attorneys who are new to consumer bankruptcy practice, and it is intended to address the growing need by low-income clients …
The rules for credit cards will soon change. The Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 (such a clever acronym) is set and ready to go into effect in 2010. How will this affect you? Well, according to an article in today’s Washington Post, the main things are that it will: Lead …
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