U.S. Supreme Court: Bad-Debt Buyers Are Not Debt Collectors Under the FDCPA

A few months ago I alerted readers to a case before the U.S. Supreme Court addressing whether the Fair Debt Collection Practices Act (FDCPA) applies to buyers of defaulted debts. The FDCPA offers debtors legal options for resolving disputes with debt collectors. In Henson v. Santander, the Court unanimously sided with the debt-buyers, closing off …

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