Free Consultation
The office is open as per the NYS Covid-19 guidelines. We are now doing both in-person and telephone consultations. Please call the office at 718-855-6840 to schedule a time to speak with one of our experienced bankruptcy attorneys.

How to Keep Track of Your Bankruptcy

New York bankruptcy requires significant attention to detail, ensuring all the paperwork is complete and filed on time, attending the 341 meeting, scheduling adversary proceedings, etc. Before the World Wide Web, debtors could keep track of their bankruptcies by staying in touch with their bankruptcy lawyers or contacting the clerks of the bankruptcy court. Nowadays, there are more options for debtors to keep track of what’s going on. It’s especially important for debtors with complex cases.

The Internet’s great contribution for debtors is RSS feeds, which stands for “rich site summary,” meaning they create a digest of blog posts and other articles for users to read. The bankruptcy courts in all four federal districts in New York allow debtors (and anyone else) to subscribe to the RSS feeds for their cases via PACER (Public Access to Electronic Records). The links to all four district courts are here.

Debtors can sign up for email alerts when anything happens in their cases. It’s usually not exciting: The court will diligently document every filing as it comes in. This can be useful for tracking anything from creditors submitting proofs of claim to motion briefs for adversary proceedings. PACER requires user account log-ins and passwords. There’s a fee for accessing most case documents, 10¢ per page up to 30 pages. Parties in a case, including pro se litigants, and their attorneys receive one free electronic copy of all electronic filings in their cases. Users must accrue $15 in charges per quarter before they will be charged.

Consequently, even for most bankruptcy debtors, viewing the documents relating to a bankruptcy case is very easy and cheap. It’s probably best to arrange for your bankruptcy attorney to email you filings as they come in, but certainly for smaller cases it’s cheap to track a case.

It might be appropriate now to digress into a separate but related issue debtors might be thinking about when they consider how easy it is to monitor a bankruptcy case: security. Because bankruptcy is a public event, non-parties can easily find out about a case. Reporters use PACER all the time for this sort of thing. However, most people wouldn’t think to look for specific, non-famous debtors, so that’s unlikely to be an issue. As for private information going out, debtors can rest assured that the federal courts redact the filings before placing them on the Internet to prevent disclosures of Social Security numbers and other financial information. Bankruptcy cases prior to 2003 are not available.

The digital age has increased the courts’ accessibility for debtors and creditors. It can be something worth taking advantage of.

For answers to more questions about bankruptcy, the automatic stay, effective strategies for dealing with foreclosure, and protecting your assets in bankruptcy please feel free to contact experienced bankruptcy lawyer Brooklyn Bruce Weiner for a free initial consultation.

Rosenberg, Musso & Weiner, L.L.P
26 Court St # 2211
Brooklyn, NY 11242, USA

Recent Posts

Beware Grace Periods, Debtors

Too often, debtors see grace periods offered by lenders as free benefits. “Grace” makes it sound so innocent. However, debtors who routinely rely on grace periods when making payments will find themselves facing financial difficulties that might lead to bankruptcy. The reason is that although creditors offer grace periods to debtors, they also use them

Read More »

Bankruptcy May Not Rescue You From Vicious Personal Disputes

Bankruptcy is a technical process that assumes everyone working within it is mostly rational. To the extent that it expects parties to deviate from irrational behavior, the Bankruptcy Code and its accompanying rules include incentives to keep parties in line. Creditors are usually large and impersonal, and they rarely care if their debtors file bankruptcy.

Read More »

Non-Lawyers’ Explanations of Bankruptcy May Be Wrong

Do you have financial problems? Do you tend to ask your friends for advice? Is one of your friends an experienced New York bankruptcy lawyer who will explain the process for you? Are your friends otherwise knowledgeable people? The answer to these questions may be, “Yes but you don’t know it.” Although many bankruptcy lawyers

Read More »

6 Steps to Take Before Filing Bankruptcy

Leaving your case to an experienced New York bankruptcy lawyer is not the only step on the to-do list before filing bankruptcy. There are many things debtors should do (and not do) before they file, and the more organized and mindful debtors are, the easier the process will be and the more effective the result.

Read More »

Social Security Number Not Necessary for Bankruptcy

A question that’s commonly asked about New York bankruptcy is whether a debtor needs a Social Security number to file. Debtors ask because they sometimes run across the bankruptcy form title, “Your Statement About Your Social Security Numbers” (B 121), which asks debtors to list their current and prior Social Security numbers. The new bankruptcy

Read More »

How Can a Debtor (or Creditor) Get a New Trustee?

The trustee in a New York bankruptcy case is usually not the debtor’s ally. His or her purpose is mainly to administer the bankruptcy estate or ensure the debtor’s repayment plan goes according to plan. Trustees pursue preference payments, fraudulent conveyances, and other malfeasance committed by debtors. They frequently initiate adversary proceedings against debtors. In

Read More »
Scroll to Top