You may have heard talk about “loan modification” in connection with home mortgages. But how do you know if you’re eligible? First off, loan modification generally refers to the process of trying to change some of the terms of your mortgage, such as your interest rate, reducing penalties for late payments, the term of the
The rules for credit cards will soon change. The Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 (such a clever acronym) is set and ready to go into effect in 2010. How will this affect you? Well, according to an article in today’s Washington Post, the main things are that it will: Lead
Watch out for credit counseling ads with language like this: negotiate to alter your total debt – instantly! We negotiate your interest rate! Pay one bill per month while paying off your debt quickly! One simple monthly payment! Non-Profit Agency means the lowest fees! I always strongly advise my clients (as well as everyone else
This post is intended to let you know about a particular kind of scam to watch out for, especially for debtors in a Chapter 13 bankruptcy case. In a nutshell, scammers often try to take advantage of people who are in need of a job. This affects people who have filed for Chapter 13 bankruptcy
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