{"id":9716,"date":"2019-04-09T15:44:28","date_gmt":"2019-04-09T15:44:28","guid":{"rendered":"https:\/\/nybankruptcy.net\/main\/?p=9716"},"modified":"2019-04-09T15:44:32","modified_gmt":"2019-04-09T15:44:32","slug":"should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2","status":"publish","type":"post","link":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/","title":{"rendered":"Should I max out my credit cards before I file for bankruptcy?"},"content":{"rendered":"<p style=\"font-weight: bold;\">Q:\u00a0 Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in New York?<\/p>\n<p style=\"font-weight: bold;\">A:\u00a0 NO.\u00a0 DO NOT RUN UP BIG <span id=\"lw_1253653669_11\">CREDIT CARD BILLS<\/span> BEFORE YOU FILE FOR BANKRUPTCY IN NEW YORK.<\/p>\n<p>If the bankruptcy judge believes you incurred debts in <span id=\"lw_1253653669_12\" style=\"background: transparent none repeat scroll 0 0; cursor: pointer;\">bad faith<\/span>, odds are you will be required to pay back those debts.\u00a0 It&#8217;s also possible that your case will simply be dismissed.\u00a0 <span id=\"lw_1253653669_13\">Credit cards companies<\/span> are experienced in these situations and know how to challenge large, non-typical purchases and charges, including <span id=\"lw_1253653669_14\">cash advances<\/span>.\u00a0 In the end, you&#8217;ll only make your life more difficult, more complicated and more expensive.<\/p>\n<p>Go to <a href=\"https:\/\/nybankruptcy.net\/main\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;bankruptcy lawyer Brooklyn NY&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:513,&quot;3&quot;:{&quot;1&quot;:0},&quot;12&quot;:0}\">bankruptcy lawyer Brooklyn NY<\/span><\/a> to learn more about Rosenberg Musso &amp; Weiner LLP and\/or to set up a free consultation with experienced bankruptcy lawyer Bruce Weiner.<\/p>\n<p><center><\/center><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Q:\u00a0 Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in New York? A:\u00a0 NO.\u00a0 DO NOT RUN UP BIG CREDIT CARD BILLS BEFORE YOU FILE FOR BANKRUPTCY IN NEW YORK. If the bankruptcy judge believes &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/\"> <span class=\"screen-reader-text\">Should I max out my credit cards before I file for bankruptcy?<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[16,26,22,5,31,7,27],"tags":[2,21,29,30,3,4,6,51,52,28],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Should I max out my credit cards before I file for bankruptcy?<\/title>\n<meta name=\"description\" content=\"Q:\u00a0 Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should I max out my credit cards before I file for bankruptcy?\" \/>\n<meta property=\"og:description\" content=\"Q:\u00a0 Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner\" \/>\n<meta property=\"article:published_time\" content=\"2019-04-09T15:44:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-04-09T15:44:32+00:00\" \/>\n<meta name=\"author\" content=\"Maggie Paley\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Maggie Paley\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/\"},\"author\":{\"name\":\"Maggie Paley\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/b39cce1b899649fc2a1f7e0067343432\"},\"headline\":\"Should I max out my credit cards before I file for bankruptcy?\",\"datePublished\":\"2019-04-09T15:44:28+00:00\",\"dateModified\":\"2019-04-09T15:44:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/\"},\"wordCount\":159,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\"},\"keywords\":[\"Bankruptcy\",\"Brooklyn Bankruptcy\",\"Chapter 13\",\"Chapter 7\",\"Credit card debt\",\"Credit card laws\",\"Credit cards\",\"New York Bankruptcy\",\"New York Bankruptcy Lawyer\",\"Scams\"],\"articleSection\":[\"Bankruptcy\",\"Chapter 13 Bankruptcy\",\"Chapter 7 Bankruptcy\",\"Credit cards\",\"Creditors\",\"Debt\",\"Scams\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/\",\"url\":\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/\",\"name\":\"Should I max out my credit cards before I file for bankruptcy?\",\"isPartOf\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#website\"},\"datePublished\":\"2019-04-09T15:44:28+00:00\",\"dateModified\":\"2019-04-09T15:44:32+00:00\",\"description\":\"Q:\u00a0 Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in\",\"breadcrumb\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/nybankruptcy.net\/main\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Should I max out my credit cards before I file for bankruptcy?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#website\",\"url\":\"https:\/\/nybankruptcy.net\/main\/\",\"name\":\"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/nybankruptcy.net\/main\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\",\"name\":\"Rosenberg, Musso & Weiner, LLP\",\"url\":\"https:\/\/nybankruptcy.net\/main\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png\",\"contentUrl\":\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png\",\"width\":124,\"height\":108,\"caption\":\"Rosenberg, Musso & Weiner, LLP\"},\"image\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/b39cce1b899649fc2a1f7e0067343432\",\"name\":\"Maggie Paley\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/09c4e7222a6fefba012bec62846fade7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/09c4e7222a6fefba012bec62846fade7?s=96&d=mm&r=g\",\"caption\":\"Maggie Paley\"},\"url\":\"https:\/\/nybankruptcy.net\/main\/author\/maggie\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Should I max out my credit cards before I file for bankruptcy?","description":"Q:\u00a0 Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/","og_locale":"en_US","og_type":"article","og_title":"Should I max out my credit cards before I file for bankruptcy?","og_description":"Q:\u00a0 Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in","og_url":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/","og_site_name":"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner","article_published_time":"2019-04-09T15:44:28+00:00","article_modified_time":"2019-04-09T15:44:32+00:00","author":"Maggie Paley","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Maggie Paley","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/#article","isPartOf":{"@id":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/"},"author":{"name":"Maggie Paley","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/b39cce1b899649fc2a1f7e0067343432"},"headline":"Should I max out my credit cards before I file for bankruptcy?","datePublished":"2019-04-09T15:44:28+00:00","dateModified":"2019-04-09T15:44:32+00:00","mainEntityOfPage":{"@id":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/"},"wordCount":159,"commentCount":0,"publisher":{"@id":"https:\/\/nybankruptcy.net\/main\/#organization"},"keywords":["Bankruptcy","Brooklyn Bankruptcy","Chapter 13","Chapter 7","Credit card debt","Credit card laws","Credit cards","New York Bankruptcy","New York Bankruptcy Lawyer","Scams"],"articleSection":["Bankruptcy","Chapter 13 Bankruptcy","Chapter 7 Bankruptcy","Credit cards","Creditors","Debt","Scams"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/","url":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/","name":"Should I max out my credit cards before I file for bankruptcy?","isPartOf":{"@id":"https:\/\/nybankruptcy.net\/main\/#website"},"datePublished":"2019-04-09T15:44:28+00:00","dateModified":"2019-04-09T15:44:32+00:00","description":"Q:\u00a0 Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in","breadcrumb":{"@id":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nybankruptcy.net\/main\/"},{"@type":"ListItem","position":2,"name":"Should I max out my credit cards before I file for bankruptcy?"}]},{"@type":"WebSite","@id":"https:\/\/nybankruptcy.net\/main\/#website","url":"https:\/\/nybankruptcy.net\/main\/","name":"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner","description":"","publisher":{"@id":"https:\/\/nybankruptcy.net\/main\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nybankruptcy.net\/main\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/nybankruptcy.net\/main\/#organization","name":"Rosenberg, Musso & Weiner, LLP","url":"https:\/\/nybankruptcy.net\/main\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/","url":"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png","contentUrl":"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png","width":124,"height":108,"caption":"Rosenberg, Musso & Weiner, LLP"},"image":{"@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/b39cce1b899649fc2a1f7e0067343432","name":"Maggie Paley","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/09c4e7222a6fefba012bec62846fade7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/09c4e7222a6fefba012bec62846fade7?s=96&d=mm&r=g","caption":"Maggie Paley"},"url":"https:\/\/nybankruptcy.net\/main\/author\/maggie\/"}]}},"_links":{"self":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/9716"}],"collection":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/comments?post=9716"}],"version-history":[{"count":1,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/9716\/revisions"}],"predecessor-version":[{"id":9717,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/9716\/revisions\/9717"}],"wp:attachment":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/media?parent=9716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/categories?post=9716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/tags?post=9716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}