{"id":800,"date":"2010-02-18T10:58:30","date_gmt":"2010-02-18T10:58:30","guid":{"rendered":"https:\/\/nybankruptcy.net\/main\/?p=800"},"modified":"2019-05-07T06:44:40","modified_gmt":"2019-05-07T06:44:40","slug":"credit-card-debt-collectors-honey-or-more-vinegar","status":"publish","type":"post","link":"https:\/\/nybankruptcy.net\/main\/credit-card-debt-collectors-honey-or-more-vinegar\/","title":{"rendered":"Credit Card Debt Collectors: Honey? Or more vinegar?"},"content":{"rendered":"

\"\"<\/a>If you listen to the collections industry, credit card companies have started employing a lighter touch when it comes to debt collection. An article on CollectionsAndCreditRisk.com says that this strategy is an attempt by the credit card industry to mitigate its losses.<\/p>\n

However, based on everything I hear from my clients, such genteel behavior by the debt collector set has not caught on in New York (if indeed it exists at all).<\/p>\n

In citing the new, more sensitive approaches to debt collection, the article cites Capital One’s<\/strong> getting in touch with customers earlier on when they see red flags.  And it mentions that many credit card companies are willing to stretch out the period during which they’ll accept minimum payments.<\/p>\n

First off, who wants to be harassed by creditors earlier in the process?  And second, making minimum payments on a credit card over an extended period is bad financial management since you end up paying a heck of a lot more than the original borrowed amount.<\/p>\n

For more New York debt and bankruptcy information, and for help dealing with credit card companies and other debt collectors in New York and elsewhere, please contact me<\/a> for a free initial consultation<\/strong> and I\u2019ll share the benefit of my 30 years of New York debt negotiation and bankruptcy experience to help you navigate the process and get the full benefit and protection of the bankruptcy laws if you need them.<\/p>\n

Contact Bruce Weiner, Esq.<\/a><\/h2>\n

EMAIL Bruce Weiner<\/a><\/strong>
\nPhone<\/strong>
\n(718) 855-6840 (Local)
\n(866) 402-8476 (Toll Free)
\nFax<\/strong> (718) 625-1966<\/p>\n

Go to fair debt collection practices act<\/a> <\/em>t<\/em>o learn more about Rosenberg Musso & Weiner LLP<\/strong><\/a> and\/or to set up a free consultation.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

If you listen to the collections industry, credit card companies have started employing a lighter touch when it comes to debt collection. An article on CollectionsAndCreditRisk.com says that this strategy is an attempt by the credit card industry to mitigate its losses. However, based on everything I hear from my clients, such genteel behavior by …<\/p>\n

Credit Card Debt Collectors: Honey? Or more vinegar?<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[16,5,31,7],"tags":[2,21,30,3,6,81,48,32,51,52,62,35,55],"acf":[],"yoast_head":"\nCredit Card Debt Collectors: Honey? 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