{"id":389,"date":"2009-09-23T09:01:24","date_gmt":"2009-09-23T09:01:24","guid":{"rendered":"https:\/\/nybankruptcy.net\/main\/?p=389"},"modified":"2019-05-07T06:11:27","modified_gmt":"2019-05-07T06:11:27","slug":"should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy","status":"publish","type":"post","link":"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy\/","title":{"rendered":"Should I max out my credit cards before I file for bankruptcy?"},"content":{"rendered":"<p style=\"font-weight: bold;\">Q:&nbsp; Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in New York?<\/p>\n<p style=\"font-weight: bold;\">A:&nbsp; NO.&nbsp; DO NOT RUN UP BIG <span id=\"lw_1253653669_11\">CREDIT CARD BILLS<\/span> BEFORE YOU FILE FOR BANKRUPTCY IN NEW YORK.<\/p>\n<p>If the bankruptcy judge believes you incurred debts in <span id=\"lw_1253653669_12\" style=\"background: transparent none repeat scroll 0 0; cursor: pointer;\">bad faith<\/span>, odds are you will be required to pay back those debts.&nbsp; It&#8217;s also possible that your case will simply be dismissed.&nbsp; <span id=\"lw_1253653669_13\">Credit cards companies<\/span> are experienced in these situations and know how to challenge large, non-typical purchases and charges, including <span id=\"lw_1253653669_14\">cash advances<\/span>.&nbsp; In the end, you&#8217;ll only make your life more difficult, more complicated and more expensive.<\/p>\n<p>Go to <a href=\"https:\/\/nybankruptcy.net\/main\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;bankruptcy lawyer Brooklyn NY&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:513,&quot;3&quot;:{&quot;1&quot;:0},&quot;12&quot;:0}\">bankruptcy lawyer Brooklyn NY<\/span><\/a> to learn more about Rosenberg Musso &amp; Weiner LLP and\/or to set up a free consultation.<\/p>\n<p>&nbsp;<\/p>\n<p><center><\/center><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Q:&nbsp; Since all of my debts will be discharged after I file for bankruptcy, should I go ahead and max out my credit cards before I file for bankruptcy in New York? A:&nbsp; NO.&nbsp; DO NOT RUN UP BIG CREDIT CARD BILLS BEFORE YOU FILE FOR BANKRUPTCY IN NEW YORK. If the bankruptcy judge believes &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/nybankruptcy.net\/main\/should-i-max-out-my-credit-cards-before-i-file-for-bankruptcy\/\"> <span class=\"screen-reader-text\">Should I max out my credit cards before I file for bankruptcy?<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[16,26,22,5,31,7,27],"tags":[2,21,29,30,3,4,6,51,52,28],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Should I max out my credit cards before I file for bankruptcy?<\/title>\n<meta name=\"description\" content=\"Q:&nbsp; 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