{"id":364,"date":"2009-09-16T20:46:40","date_gmt":"2009-09-16T20:46:40","guid":{"rendered":"https:\/\/nybankruptcy.net\/main\/?p=364"},"modified":"2018-11-28T08:58:38","modified_gmt":"2018-11-28T08:58:38","slug":"annie-leibovitz-avoids-mandatory-credit-counseling-in-new-york","status":"publish","type":"post","link":"https:\/\/nybankruptcy.net\/main\/annie-leibovitz-avoids-mandatory-credit-counseling-in-new-york\/","title":{"rendered":"Annie Leibovitz avoids mandatory credit counseling in New York"},"content":{"rendered":"
\"Annie<\/a>
“Say BAPCPA!”<\/figcaption><\/figure>\n

ABC News reports<\/a> that Annie Leibovitz reached an agreement with her creditors that, at least for now, staves off the need for a bankruptcy filing.<\/p>\n

What if Annie Leibovitz<\/strong> had filed for bankruptcy in New York?<\/p>\n

Would she have to go through mandatory credit counseling (cost:\u00a0 $50) as required by the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA)?\u00a0 Would she have to sit through a class with the huddled masses that tells her how she could have been a little more fiscally responsible with all of her multi-million dollar homes and valuable photograph collections?<\/p>\n

The answer is yes<\/strong>, she would be subject to the mandatory credit counseling requirement.\u00a0 And it wouldn’t matter if she filed for Chapter 7, Chapter 11 or Chapter 13.<\/p>\n

However, she would not have to sit in a class with the huddled masses, because the mandatory credit counseling requirement can be fulfilled by online courses<\/strong> as well as over the phone<\/strong> (unlike, say, traffic school).<\/p>\n

Hopefully Ms. Leibovitz will not have to file for bankruptcy.\u00a0 But if she does, it’s good to know she has a few options.\u00a0 And if she’s reading this, she’s hopefully a bit relieved to hear that if she did need to take the mandatory credit counseling course, she could do it in the privacy of one of her many homes.<\/p>\n

Though in the bigger picture, this hypothetical really just helps demonstrate the inanity of the mandatory credit counseling requirement under BAPCPA.\u00a0 Is a one-size-fits-all-debtors credit counseling course really the kind of help that someone like Annie Leibovitz needs right now?\u00a0 Probably not.<\/p>\n

If you’re seeking bankruptcy lawyer Brooklyn NY<\/a>, please feel free to contact me for a free initial consultation to discuss your situation.\u00a0 Whether you’re Annie Leibovitz or Auntie Em, I’ll help you figure out the best options and strategy available.<\/p>\n

Go to <\/em>www.nybankruptcy.net<\/strong><\/a> t<\/em>o learn more about Rosenberg Musso & Weiner LLP<\/strong><\/a> and\/or to set up a free consultation.<\/em><\/p>\n

<\/center><\/p>\n","protected":false},"excerpt":{"rendered":"

ABC News reports that Annie Leibovitz reached an agreement with her creditors that, at least for now, staves off the need for a bankruptcy filing. What if Annie Leibovitz had filed for bankruptcy in New York? Would she have to go through mandatory credit counseling (cost:\u00a0 $50) as required by the 2005 Bankruptcy Abuse Prevention …<\/p>\n

Annie Leibovitz avoids mandatory credit counseling in New York<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[16,26,22,5,46,7,33],"tags":[2,21,70,71,29,30,3,6,47,34,51,52,35],"acf":[],"yoast_head":"\nAnnie Leibovitz avoids mandatory credit counseling in New York<\/title>\n<meta name=\"description\" content=\"ABC News reports that Annie 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