{"id":2091,"date":"2011-08-11T09:30:40","date_gmt":"2011-08-11T14:30:40","guid":{"rendered":"https:\/\/nybankruptcy.net\/main\/?p=2091"},"modified":"2018-11-27T08:04:00","modified_gmt":"2018-11-27T08:04:00","slug":"is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy","status":"publish","type":"post","link":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/","title":{"rendered":"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?"},"content":{"rendered":"

Recently, we discussed protecting personal injury settlements in bankruptcy. Those who receive money in a civil action list it as an asset, something one wants to protect in bankruptcy via an exemption.<\/p>\n

Today, we\u2019re discussing the opposite situation: personal injury judgments in New York bankruptcy. If you have a judgment against you, the bankruptcy code considers the opposing party one of your creditors, whom you must list on your bankruptcy petition. Although, you may be asking, \u201cIs a personal injury creditor any different from other creditors?\u201d and, \u201cIs a personal injury judgment dischargeable in bankruptcy?\u201d For the most part the answer is \u201cNo.\u201d Here\u2019re a few details:<\/p>\n

First, if you committed an intentional tort, i.e. a deliberate civil wrong against another person or a person\u2019s property, the judgment is not dischargeable in bankruptcy. So someone who steals a car and destroys it cannot discharge a civil judgment against him or her in bankruptcy. By contrast, for acts of negligence, such as causing a car accident, the judgment is dischargeable. However, if someone is intoxicated while committing an act of negligence, the debt is not dischargeable. This rule is meant primarily to prevent drunk drivers from escaping their liabilities to others.<\/p>\n

Second, the bankruptcy code requires the personal injury creditor to initiate an \u201cadversary proceeding\u201d against the petitioner. The creditor must initiate the adversary proceeding within 60 days of the petitioner\u2019s filing or else the court will consider the debt dischargeable. This is good for petitioners because it places the onus of defending the claim on the creditor. People filing bankruptcy must list the judgment on their petitions.<\/p>\n

Very few people have civil judgments against them, so this issue does not come up all that often in consumer bankruptcies. It\u2019s more common for businesses to have judgments against them. Additionally, few people actually commit intentional torts. But those who do will need an experienced New York bankruptcy lawyer to handle their cases and guide them to the discharge they deserve.<\/p>\n

For more questions about personal injury judgments and settlements, please feel free to contact<\/a> experienced bankruptcy lawyer Brooklyn NY<\/a> Bruce Weiner for a free initial consultation.<\/p>\n","protected":false},"excerpt":{"rendered":"

Recently, we discussed protecting personal injury settlements in bankruptcy. Those who receive money in a civil action list it as an asset, something one wants to protect in bankruptcy via an exemption. Today, we\u2019re discussing the opposite situation: personal injury judgments in New York bankruptcy. If you have a judgment against you, the bankruptcy code …<\/p>\n

Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[16],"tags":[],"acf":[],"yoast_head":"\nIs a Personal Injury Judgment in New York Dischargeable in Bankruptcy?<\/title>\n<meta name=\"description\" content=\"Recently, we discussed protecting personal injury settlements in bankruptcy. Those who receive money in a civil action list it as an asset, something one\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?\" \/>\n<meta property=\"og:description\" content=\"Recently, we discussed protecting personal injury settlements in bankruptcy. Those who receive money in a civil action list it as an asset, something one\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/\" \/>\n<meta property=\"og:site_name\" content=\"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner\" \/>\n<meta property=\"article:published_time\" content=\"2011-08-11T14:30:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-11-27T08:04:00+00:00\" \/>\n<meta name=\"author\" content=\"Matt Leichter\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Matt Leichter\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/\"},\"author\":{\"name\":\"Matt Leichter\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7\"},\"headline\":\"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?\",\"datePublished\":\"2011-08-11T14:30:40+00:00\",\"dateModified\":\"2018-11-27T08:04:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/\"},\"wordCount\":371,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\"},\"articleSection\":[\"Bankruptcy\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/\",\"url\":\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/\",\"name\":\"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?\",\"isPartOf\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#website\"},\"datePublished\":\"2011-08-11T14:30:40+00:00\",\"dateModified\":\"2018-11-27T08:04:00+00:00\",\"description\":\"Recently, we discussed protecting personal injury settlements in bankruptcy. Those who receive money in a civil action list it as an asset, something one\",\"breadcrumb\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/nybankruptcy.net\/main\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#website\",\"url\":\"https:\/\/nybankruptcy.net\/main\/\",\"name\":\"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/nybankruptcy.net\/main\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\",\"name\":\"Rosenberg, Musso & Weiner, LLP\",\"url\":\"https:\/\/nybankruptcy.net\/main\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png\",\"contentUrl\":\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png\",\"width\":124,\"height\":108,\"caption\":\"Rosenberg, Musso & Weiner, LLP\"},\"image\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7\",\"name\":\"Matt Leichter\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bd20b564e1f526a569ac8b1fc9ef74db?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bd20b564e1f526a569ac8b1fc9ef74db?s=96&d=mm&r=g\",\"caption\":\"Matt Leichter\"},\"url\":\"https:\/\/nybankruptcy.net\/main\/author\/mleichter\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?","description":"Recently, we discussed protecting personal injury settlements in bankruptcy. Those who receive money in a civil action list it as an asset, something one","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/","og_locale":"en_US","og_type":"article","og_title":"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?","og_description":"Recently, we discussed protecting personal injury settlements in bankruptcy. Those who receive money in a civil action list it as an asset, something one","og_url":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/","og_site_name":"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner","article_published_time":"2011-08-11T14:30:40+00:00","article_modified_time":"2018-11-27T08:04:00+00:00","author":"Matt Leichter","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Matt Leichter","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/#article","isPartOf":{"@id":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/"},"author":{"name":"Matt Leichter","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7"},"headline":"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?","datePublished":"2011-08-11T14:30:40+00:00","dateModified":"2018-11-27T08:04:00+00:00","mainEntityOfPage":{"@id":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/"},"wordCount":371,"commentCount":0,"publisher":{"@id":"https:\/\/nybankruptcy.net\/main\/#organization"},"articleSection":["Bankruptcy"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/","url":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/","name":"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?","isPartOf":{"@id":"https:\/\/nybankruptcy.net\/main\/#website"},"datePublished":"2011-08-11T14:30:40+00:00","dateModified":"2018-11-27T08:04:00+00:00","description":"Recently, we discussed protecting personal injury settlements in bankruptcy. Those who receive money in a civil action list it as an asset, something one","breadcrumb":{"@id":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/nybankruptcy.net\/main\/is-a-personal-injury-judgment-in-new-york-dischargeable-in-bankruptcy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nybankruptcy.net\/main\/"},{"@type":"ListItem","position":2,"name":"Is a Personal Injury Judgment in New York Dischargeable in Bankruptcy?"}]},{"@type":"WebSite","@id":"https:\/\/nybankruptcy.net\/main\/#website","url":"https:\/\/nybankruptcy.net\/main\/","name":"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner","description":"","publisher":{"@id":"https:\/\/nybankruptcy.net\/main\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nybankruptcy.net\/main\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/nybankruptcy.net\/main\/#organization","name":"Rosenberg, Musso & Weiner, LLP","url":"https:\/\/nybankruptcy.net\/main\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/","url":"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png","contentUrl":"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png","width":124,"height":108,"caption":"Rosenberg, Musso & Weiner, LLP"},"image":{"@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7","name":"Matt Leichter","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/bd20b564e1f526a569ac8b1fc9ef74db?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bd20b564e1f526a569ac8b1fc9ef74db?s=96&d=mm&r=g","caption":"Matt Leichter"},"url":"https:\/\/nybankruptcy.net\/main\/author\/mleichter\/"}]}},"_links":{"self":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/2091"}],"collection":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/comments?post=2091"}],"version-history":[{"count":4,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/2091\/revisions"}],"predecessor-version":[{"id":8370,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/2091\/revisions\/8370"}],"wp:attachment":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/media?parent=2091"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/categories?post=2091"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/tags?post=2091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}