{"id":1104,"date":"2009-06-06T18:47:25","date_gmt":"2009-06-06T18:47:25","guid":{"rendered":"https:\/\/nybankruptcy.net\/main\/?p=6"},"modified":"2018-11-28T09:06:09","modified_gmt":"2018-11-28T09:06:09","slug":"chapter-13-watch-out-for-scams","status":"publish","type":"post","link":"https:\/\/nybankruptcy.net\/main\/chapter-13-watch-out-for-scams\/","title":{"rendered":"Chapter 13 &#8211; Watch out for scams"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" class=\"alignright size-full wp-image-22\" title=\"UncleScam\" src=\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2009\/06\/unclescam.jpg\" alt=\"UncleScam\" width=\"152\" height=\"234\" \/>This post is intended to let you know about a particular kind of scam to watch out for, especially for debtors in a <a href=\"https:\/\/nybankruptcy.net\/main\/brooklyn-bankruptcy-law-firm\/chapter-13-bankruptcy-attorneys\/\" target=\"_blank\" rel=\"noopener\">Chapter 13 bankruptcy<\/a> case.<\/p>\n<p>In a nutshell, scammers often try to take advantage of people who are in need of a job.\u00a0 This affects people who have filed for Chapter 13 bankruptcy (or are considering filing for Chapter 13 bankruptcy), because Chapter 13 is a form of repayment plan.\u00a0 And to make a Chapter 13 repayment plan work, you need to have some sort of steady income, i.e., a job.<\/p>\n<p>As a result, if a person loses his\/her job, or if they&#8217;re worried that they might lose their job, then suddenly the pressure to find a job becomes very great.\u00a0 Because if the trustee in a Chapter 13 case finds out that the debtor no longer has a job, they can invalidate the debtor&#8217;s case.\u00a0 And if one of the purposes of filing Chapter 13 (rather than Chapter 7) was to protect a home, then you can see how this can turn into a very troublesome situation.<\/p>\n<p>It&#8217;s this weak point that a good scammer exploits.<\/p>\n<p>How do you know if you&#8217;re being targeted by a scammer? Here are some things to watch out for:<\/p>\n<ul>\n<li>non-professional e-mail addresses (e.g., yahoo.com, gmail.com, aol.com, etc.)<\/li>\n<li>toll-free phone numbers (but no local phone number)<\/li>\n<li>addresses with a P.O. box<\/li>\n<li>no website<\/li>\n<li>and of course any offer that sounds too good to be true.<\/li>\n<\/ul>\n<p>No matter how much pressure you&#8217;re feeling or how worried you are about your situation, always do your due diligence, and always check with someone you trust, such as your lawyer.\u00a0 Bankruptcy lawyers see these situations all the time and we can spot a scam from a mile away, so don&#8217;t be afraid to ask if you have some doubts or concerns.<\/p>\n<p>If you&#8217;re considering filing for <a href=\"https:\/\/nybankruptcy.net\/main\/brooklyn-bankruptcy-law-firm\/chapter-13-bankruptcy-attorneys\/\" target=\"_blank\" rel=\"noopener\">Chapter 13 bankruptcy attorney Brooklyn NY<\/a> and you&#8217;re looking for good information about bankruptcy in New York, please feel free to <a href=\"mailto:rmwlaw@att.net\">contact me<\/a> or any of my colleagues at <a href=\"http:\/\/www.nybankruptcy.net\/\" target=\"_blank\" rel=\"noopener\"><strong>Rosenberg Musso &amp; Weiner LLP<\/strong><\/a> (<a href=\"http:\/\/www.nybankruptcy.net\" target=\"_blank\" rel=\"noopener\">http:\/\/www.nybankruptcy.net<\/a>).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This post is intended to let you know about a particular kind of scam to watch out for, especially for debtors in a Chapter 13 bankruptcy case. In a nutshell, scammers often try to take advantage of people who are in need of a job.\u00a0 This affects people who have filed for Chapter 13 bankruptcy &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/nybankruptcy.net\/main\/chapter-13-watch-out-for-scams\/\"> <span class=\"screen-reader-text\">Chapter 13 &#8211; Watch out for scams<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[26,27],"tags":[21,29,11,28],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Chapter 13 Bankruptcy - Watch out for scams | Brooklyn New York<\/title>\n<meta name=\"description\" content=\"This post is intended to let you know about a particular kind of scam to watch out for, especially for debtors in a Chapter 13 bankruptcy case\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nybankruptcy.net\/main\/chapter-13-watch-out-for-scams\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chapter 13 Bankruptcy - Watch out for scams | Brooklyn New York\" \/>\n<meta property=\"og:description\" content=\"This post is intended to let you know about a particular kind of scam to watch out for, especially for debtors in a Chapter 13 bankruptcy case\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nybankruptcy.net\/main\/chapter-13-watch-out-for-scams\/\" \/>\n<meta property=\"og:site_name\" content=\"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner\" \/>\n<meta property=\"article:published_time\" content=\"2009-06-06T18:47:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-11-28T09:06:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2009\/06\/unclescam.jpg\" \/>\n<meta name=\"author\" content=\"Matt Leichter\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Matt Leichter\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/chapter-13-watch-out-for-scams\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/chapter-13-watch-out-for-scams\/\"},\"author\":{\"name\":\"Matt Leichter\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7\"},\"headline\":\"Chapter 13 &#8211; 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