{"id":1067,"date":"2010-11-17T13:23:06","date_gmt":"2010-11-17T13:23:06","guid":{"rendered":"https:\/\/nybankruptcy.net\/main\/?p=1067"},"modified":"2018-11-28T08:43:45","modified_gmt":"2018-11-28T08:43:45","slug":"understanding-your-mortgage","status":"publish","type":"post","link":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/","title":{"rendered":"&#8220;Understanding&#8221; your mortgage"},"content":{"rendered":"<p>As New York foreclosures remain a problem, it&#8217;s perhaps more important than ever before to understand your mortgage.\u00a0 However, <a href=\"http:\/\/www.huffingtonpost.com\/2010\/11\/16\/mortgage-security-chart_n_784274.html\">an attempt to diagram the journey of a mortgage<\/a> seems, paradoxically, to do the opposite.<\/p>\n<p><a href=\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2010\/11\/edstrom_mortgagesecuritization.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-1068\" title=\"Edstrom_MortgageSecuritization\" src=\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2010\/11\/edstrom_mortgagesecuritization.jpg\" alt=\"\" width=\"500\" height=\"646\" srcset=\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2010\/11\/edstrom_mortgagesecuritization.jpg 1237w, https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2010\/11\/edstrom_mortgagesecuritization-232x300.jpg 232w, https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2010\/11\/edstrom_mortgagesecuritization-768x993.jpg 768w, https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2010\/11\/edstrom_mortgagesecuritization-792x1024.jpg 792w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/a>The chart is the work of Dan Edstrom, an employee of DTC Systems, who performs securitization audits, and who devoted the past year to creating an infographic that follows the journey of his own home&#8217;s mortgage.\u00a0 (Source:\u00a0 <a href=\"http:\/\/www.zerohedge.com\/article\/just-when-you-thought-you-knew-something-about-mortgage-securitizations\">ZeroHedge<\/a>)<\/p>\n<p>Of course, while trying to follow the chart itself may not be helpful to the average homeowner, perhaps the read educational value of it is simply to demonstrate how convoluted a &#8220;mortgage&#8221; has become.\u00a0 What does this say about our society and our ability to deal with these issues?\u00a0 Clearly it indicates that our world has become rather complex.<\/p>\n<p>If you&#8217;re a New Yorker facing foreclosure or concerned about bankruptcy, however, their are solutions for dealing with your problems that are actually not as complex as the above chart.\u00a0 Please feel free to contact me for a free initial consultation and I&#8217;ll be happy to answer your questions and help you start figuring out the best approach for getting back on your financial feet.<\/p>\n<h2 style=\"text-align: center;\"><a href=\"http:\/\/www.nybankruptcy.net\/main\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact Bruce Weiner, Esq.<\/a><\/h2>\n<p><strong><a href=\"http:\/\/www.nybankruptcy.net\/main\/contact\/\" target=\"_blank\" rel=\"noopener\">EMAIL Bruce Weiner<\/a><\/strong><br \/>\n<strong>Phone<\/strong><br \/>\n(718) 855-6840 (Local)<br \/>\n(866) 402-8476 (Toll Free)<br \/>\n<strong>Fax<\/strong> (718) 625-1966<\/p>\n<p><em>Go to\u00a0<strong><a href=\"https:\/\/nybankruptcy.net\/main\/brooklyn-bankruptcy-law-firm\/landlords-rights-in-bankruptcy\/\" target=\"_blank\" rel=\"noopener\">Landlords rights in Bankruptcy<\/a><\/strong>\u00a0<\/em><em>t<\/em><em>o learn more about <a href=\"http:\/\/www.nybankruptcy.net\/\" target=\"_blank\" rel=\"noopener\"><strong>Rosenberg Musso &amp; Weiner LLP<\/strong><\/a> and\/or to set up a free consultation.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As New York foreclosures remain a problem, it&#8217;s perhaps more important than ever before to understand your mortgage.\u00a0 However, an attempt to diagram the journey of a mortgage seems, paradoxically, to do the opposite. The chart is the work of Dan Edstrom, an employee of DTC Systems, who performs securitization audits, and who devoted the &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/\"> <span class=\"screen-reader-text\">&#8220;Understanding&#8221; your mortgage<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"categories":[10],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>&quot;Understanding&quot; your mortgage -<\/title>\n<meta name=\"description\" content=\"As New York foreclosures remain a problem, it&#039;s perhaps more important than ever before to understand your mortgage.\u00a0 However, an attempt to diagram the\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"&quot;Understanding&quot; your mortgage -\" \/>\n<meta property=\"og:description\" content=\"As New York foreclosures remain a problem, it&#039;s perhaps more important than ever before to understand your mortgage.\u00a0 However, an attempt to diagram the\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner\" \/>\n<meta property=\"article:published_time\" content=\"2010-11-17T13:23:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-11-28T08:43:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2010\/11\/edstrom_mortgagesecuritization.jpg\" \/>\n<meta name=\"author\" content=\"Matt Leichter\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Matt Leichter\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/\"},\"author\":{\"name\":\"Matt Leichter\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7\"},\"headline\":\"&#8220;Understanding&#8221; your mortgage\",\"datePublished\":\"2010-11-17T13:23:06+00:00\",\"dateModified\":\"2018-11-28T08:43:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/\"},\"wordCount\":238,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\"},\"articleSection\":[\"Foreclosure\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/\",\"url\":\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/\",\"name\":\"\\\"Understanding\\\" your mortgage -\",\"isPartOf\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#website\"},\"datePublished\":\"2010-11-17T13:23:06+00:00\",\"dateModified\":\"2018-11-28T08:43:45+00:00\",\"description\":\"As New York foreclosures remain a problem, it's perhaps more important than ever before to understand your mortgage.\u00a0 However, an attempt to diagram the\",\"breadcrumb\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/nybankruptcy.net\/main\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"&#8220;Understanding&#8221; your mortgage\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#website\",\"url\":\"https:\/\/nybankruptcy.net\/main\/\",\"name\":\"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/nybankruptcy.net\/main\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#organization\",\"name\":\"Rosenberg, Musso & Weiner, LLP\",\"url\":\"https:\/\/nybankruptcy.net\/main\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png\",\"contentUrl\":\"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png\",\"width\":124,\"height\":108,\"caption\":\"Rosenberg, Musso & Weiner, LLP\"},\"image\":{\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7\",\"name\":\"Matt Leichter\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bd20b564e1f526a569ac8b1fc9ef74db?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bd20b564e1f526a569ac8b1fc9ef74db?s=96&d=mm&r=g\",\"caption\":\"Matt Leichter\"},\"url\":\"https:\/\/nybankruptcy.net\/main\/author\/mleichter\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\"Understanding\" your mortgage -","description":"As New York foreclosures remain a problem, it's perhaps more important than ever before to understand your mortgage.\u00a0 However, an attempt to diagram the","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"\"Understanding\" your mortgage -","og_description":"As New York foreclosures remain a problem, it's perhaps more important than ever before to understand your mortgage.\u00a0 However, an attempt to diagram the","og_url":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/","og_site_name":"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner","article_published_time":"2010-11-17T13:23:06+00:00","article_modified_time":"2018-11-28T08:43:45+00:00","og_image":[{"url":"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2010\/11\/edstrom_mortgagesecuritization.jpg"}],"author":"Matt Leichter","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Matt Leichter","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/#article","isPartOf":{"@id":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/"},"author":{"name":"Matt Leichter","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7"},"headline":"&#8220;Understanding&#8221; your mortgage","datePublished":"2010-11-17T13:23:06+00:00","dateModified":"2018-11-28T08:43:45+00:00","mainEntityOfPage":{"@id":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/"},"wordCount":238,"commentCount":0,"publisher":{"@id":"https:\/\/nybankruptcy.net\/main\/#organization"},"articleSection":["Foreclosure"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/","url":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/","name":"\"Understanding\" your mortgage -","isPartOf":{"@id":"https:\/\/nybankruptcy.net\/main\/#website"},"datePublished":"2010-11-17T13:23:06+00:00","dateModified":"2018-11-28T08:43:45+00:00","description":"As New York foreclosures remain a problem, it's perhaps more important than ever before to understand your mortgage.\u00a0 However, an attempt to diagram the","breadcrumb":{"@id":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/nybankruptcy.net\/main\/understanding-your-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nybankruptcy.net\/main\/"},{"@type":"ListItem","position":2,"name":"&#8220;Understanding&#8221; your mortgage"}]},{"@type":"WebSite","@id":"https:\/\/nybankruptcy.net\/main\/#website","url":"https:\/\/nybankruptcy.net\/main\/","name":"Bankruptcy Attorney in Brooklyn, New York | Rosenberg Musso Weiner","description":"","publisher":{"@id":"https:\/\/nybankruptcy.net\/main\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nybankruptcy.net\/main\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/nybankruptcy.net\/main\/#organization","name":"Rosenberg, Musso & Weiner, LLP","url":"https:\/\/nybankruptcy.net\/main\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/","url":"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png","contentUrl":"https:\/\/nybankruptcy.net\/main\/wp-content\/uploads\/2018\/06\/logo.png","width":124,"height":108,"caption":"Rosenberg, Musso & Weiner, LLP"},"image":{"@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/75d08d648836eaa13b64bf21273bf4e7","name":"Matt Leichter","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nybankruptcy.net\/main\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/bd20b564e1f526a569ac8b1fc9ef74db?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bd20b564e1f526a569ac8b1fc9ef74db?s=96&d=mm&r=g","caption":"Matt Leichter"},"url":"https:\/\/nybankruptcy.net\/main\/author\/mleichter\/"}]}},"_links":{"self":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/1067"}],"collection":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/comments?post=1067"}],"version-history":[{"count":3,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/1067\/revisions"}],"predecessor-version":[{"id":8287,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/posts\/1067\/revisions\/8287"}],"wp:attachment":[{"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/media?parent=1067"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/categories?post=1067"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nybankruptcy.net\/main\/wp-json\/wp\/v2\/tags?post=1067"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}