Brooklyn New York Chapter 7 Bankruptcy Attorney
At Rosenberg, Musso, & Weiner we help homeowners, workers, and other clients file for Chapter 7 protection. Sometimes referred to as a “straight liquidation bankruptcy,” Chapter 7 is the most common type of consumer bankruptcy due to its relative simplicity and cost. It has generally been the option used by those with no assets.
Bankruptcy is a powerful tool for managing debt. It gives people a fresh start. Some examples of dischargeable debts include:
- Credit Card Debt
- Medical Bills
- Business Debt
- Unsecured Loans
However, there are several types of debts that cannot be discharged by filing for Chapter 7. Child support, taxes, student loans, and certain types of court-ordered damages awards are not discharged.
Recent Changes in Bankruptcy Law
The Bankruptcy Code was amended in 2005. The changes generated a great deal of discussion among bankruptcy professionals and concerned debtors. Although a means test is now applied to Chapter 7 filings, we find that most people who qualified for federal debt protection before still qualify today. The credit counseling requirement can be met in our office. Call us to learn more about the protections available to you.
To learn more about your rights under federal bankruptcy law, visit our About Bankruptcy section or our blog.
Call us at (718) 855-6840 or (800) 297-6840 to arrange an initial consultation and find out what we can do for you. Or contact our Brooklyn New York Chapter 7 bankruptcy lawyers by e-mail.
No-cost 30 minute consultations
Offices in downtown Brooklyn and Melville
Rosenberg, Musso & Weiner, L.L.P.
Brooklyn, NY